21st Century Auto Insurance are one of the biggest names in insurance for a number of reasons, but chief among them may be that 21st Century Car Insurance are so dedicated to offering some of the best personal insurance available. Rated A for excellent by AM Best, this ranking implies that the company are stable, secure and strong, meaning that they have the resources and reputation to actually back up all of the claims and promises made to their customers.

A History of 21st Century Insurance

21st Century Auto Insurance began in 1958 when they were known as 20th Century Insurance. The name change came later to coincide with the new millennium. Founded by Louis W. Foster, the company was founded as an intern-insurance exchange, offering their own policies on the side.

Founded in Los Angeles, California, the company eventually moved its headquarters to Wilmington, Delaware where they can be found on the 4th floor at 3 Beaver Road, Wilmington, DE 19803.

21st Century Auto Insurance has switched hands a couple of times over the years, first being bought out by AIG in 2005 and finally being sold to Farmers Insurance Group of Companies in 2009. While 21st Century Car Insurance initially focused primarily on the California insurance market, they currently offer private auto insurance to 48 states as well as the District of Columbia. Currently presided over by CEO Anthony J. DeSantis, having the SEO and President in one key employee has given 21st Century Car Insurance a sense of focus and purpose rare in major corporations in today’s market.

A Look at Insurance Products Available from 21st Century Car Insurance

Focusing exclusively on private insurance policies, 21st Century Insurance offer coverage on everything from motorcycles to recreational vehicles and station wagons. If you’re looking for insurance on a business car, a corporate owned vehicle or a taxi cab, you may want to look elsewhere, but 21st Century Insurance has a stellar reputation for insuring individual drivers looking for personal policies.

21st Century Auto Insurance sell products through a number of underwriting companies as well as directly from their head office. If you are outside of Delaware and considering going with a 21st Century Insurance policy, you may want to check out the listing of underwriters in your state available on their website.

Discounts With 21st Century Auto Insurance

21st Century Car Insurance offer a lot of robust and well-rounded insurance policies so in order to keep the price down, they balance their high quality products out with a wide range of discounts. We haven’t nearly the space to list every discount offered by 21st Century Insurance in this article alone, but we can provide a short list of some of the most common and useful discounts that the company offers:

-Safe Driver Discounts

Anybody who has a clean record both on and off the road may be able to get a substantial discount for their safe driving habits.

-Homeowner Discounts

For many homeowners, owning a piece of property can be a real financial burden, but at 21st Century Car Insurance it can be a real boon in lowering your insurance rates.

-Airbag and Anti-Lock Brake Discounts

These are only two of several discounts that the company offers drivers who keep their vehicle well-equipped with the proper safety technology and devices.

-Defensive Driving Course and Senior Driving Course Discounts

Drivers who take and pass specific driving courses can have their rates considerably lowered for the attention that they’ve given to becoming better and safer drivers.

Other Facts and Features of 21st Century Car Insurance

There are many other reasons that people living in the US, Alaska and Hawaii notwithstanding, might be inclined to get their auto insurance policy from 21st Century Auto Insurance. From the optional towing and labor coverage to paid-in-full discounts and 24 hour, 7 day service, 21st Century Insurance have a strong reputation for providing personalized and responsive service to the private sector.