American Family Insurance is an interesting insurance company for a number of reasons. Covering everything from property to auto and life policies, this Fortune 500 company held revenues of nearly $7 billion as of 2008.

A Brief History of American Family Insurance
One of the most interesting things about American Family Car Insurance is that they actually got into the market exclusively to cover farmers. The company began life in October of 1927 when Herman Wittwer, an insurance salesman, set up Farmers Mutual Insurance Company in Madison, Wisconsin.

The idea was to sell exclusively to farmers, as Wittwer, from his experience as an insurance salesman, believed that farmers presented a lower risk of accident, that they were safer bets than city drivers because they didn’t drive at all in the winter and drove sparingly throughout the rest of the year.

There’s actually a kernel of truth to this theory, as accidents are far less common in rural areas. Nevertheless, Farmers Mutual eventually expanded its range of products bit by bit over the years to meet the demands of the market. By 1963, the name was little more than a holdover for a company that sold much more than insurance for farmers, and the company changed it to American Family Mutual to avoid confusion and represent its diverse customer base. Eventually they became known simply as American Family Insurance and the rest is history.

With offices in Minnesota, Missouri, Colorado, Columbus and Ohio and subsidiaries and underwriters all over the country, American Family Car Insurance still maintains a head office in Madison, Wisconsin at 6000 American Parkway, zip code 53783.

Policies Offered Through American Family Car Insurance
American Family Insurance are more than just American Family Car Insurance. They cover just about everything that you could possibly want covered from homeowners insurance to investment and retirement planning products. That said, of their estimated $24 million, the majority of their income is thanks to private car insurance.

These products include motorcycle, boat insurance and snowmobile insurance in addition to car insurance. Whether you only have a personal vehicle to cover or you are looking for a personal umbrella policy, chances are American Family Car Insurance have something for you.

Discounts Available on American Family Auto Insurance Policies
Considering that American Family Auto Insurance was founded to provide affordable insurance to safe drivers, it should come as no surprise that they still offer a wide range of discounts for drivers. Here are just a few of them:

-Defensive Driver Discounts
Any drivers who have taken a defensive driving course might be eligible for this discount if their state allows it.

-Earlybird Discounts
This one applies to customers who hold an active policy with some other carrier and then purchase with American Family Auto Insurance at least seven days before that policy goes into effect.

-Airbag and Anti-Lock Brakes Discounts
This one is pretty standard. Anyone who keeps their car safe will be rewarded with the appropriate discounts.

-Good Student Discount
For high school and college students, getting good grades suggests to American Family Auto Insurance that you’re a responsible person, and hence, discounts will follow.

-Multiple Vehicles
Drivers covering multiple vehicles under the same policies at American Family Auto Insurance may qualify for this discount.

There are dozens of others you might want to ask them about if you choose to give them a call, these should just give you an idea of what to expect from the company.

Other Details
American Family Insurance have been around for close to a century now providing safe drivers with affordable discounts through their main offices, subsidiaries and underwriters in 48 states. While not all policies are available in all states, it may be worth asking your nearest seller of American Family Auto Insurance policies if they cover your needs. The company have proved reliable, safe and secure with an A+ from AM Best, ensuring stability to last for years to come.