2012 marks the hundred year anniversary of the Liberty Mutual Group, commonly known as Liberty Mutual. Founded in 1912, Liberty Mutual Auto Insurance provide coverage for everything from home and workers compensation to commercial auto and group disability. Also known as LMG, Liberty Mutual Auto Insurance command a revenue of more than $33 billion, making them one of the largest insurance companies in the world and ranking them at 82 on the Fortune 500 in 2011.

The History of Liberty Mutual Car Insurance
Liberty Mutual Insurance began in Massachusetts as the MEIA, or Massachusetts Employees’ Insurance Association. The group was initiated after the prior year’s passing of a state law that required employers to provide employees with workers compensation in the event of injury.

Starting life as a workers compensation provider, MEIA wrote its first auto policy after starting a branch office in 1914. In 1917 the name was changed from MEIA to Liberty Mutual Insurance. Through a series of partnerships, Liberty Mutual Car Insurance quickly expanded into a provider of full coverage auto insurance and in 1964 they even began offering life insurance policies.

The company went through a change in 2002 when they converted to a holding company structure. This controversial decision allowed policyholders an interest in the insurance company. In the long run, this decision has helped to allow Liberty Mutual Car Insurance to make a number of large acquisitions including Safeco Corporation in 2008, which was acquired at $68.25 a share, or $6.2 billion, total.

Liberty Mutual Insurance Research Institute for Safety
One of the most innovative things that Liberty Mutual Car Insurance are doing is sponsoring the Liberty Mutual Research Institute for Safety, founded in 1954. This is one area where the interests of car insurance companies can be trusted in whole. It is in Liberty Mutual’s best interests to reduce the number of collisions that occur on the road, and the scientific contributions made such as machine safeguarding guidelines, the Cornell-Liberty Survival car and a number of international safety standards have helped to save countless lives.

Currently you can find Liberty Mutual Car Insurance at their headquarters in Boston at 175 Berkeley Street, zip code 02116.

Insurance Policies and Discounts Offered by Liberty Mutual Auto Insurance
While Liberty Mutual Auto Insurance offer everything from life to home to workers compensation, their primary focus remains on auto coverage, including basic private passenger vehicle policies, motorcycle coverage and boats and recreational vehicles.

While Liberty Mutual Car Insurance do focus on robust, full coverage policies, their prices are tempered by a number of generous discounts available for certain drivers.

One area where Liberty Mutual Insurance offer discounts that may surprise you is in their AARP discounts. Working with the AARP, Liberty Mutual Insurance actually discounts retired drivers who meet certain qualifications.

Like many large insurers, Liberty Mutual Insurance also offer discounts for safe cars. Any vehicle with low mileage, full airbags and anti-lock brakes will be insured for a much lower cost than a car missing some vital safety features.

Liberty Mutual also offer good student discounts, meaning that college students with B’s or better on their report card can earn some generous discounts on the cost of their auto insurance.

Where You Can Find Liberty Mutual
Liberty Mutual has offices all over the United State and while not all insurance policies are available in all 50 states, they do provide coverage of some sort or other from Alaska to Florida. In addition to their American coverage, they also have offices and subsidiaries in Argentina, Brazil, China, Chile, Colombia, India, Poland, Ireland, Portugal, Spain, Singapore, Turkey, Thailand, Vietnam and Venezuela.

Additional Information About Liberty Mutual
Liberty Mutual Insurance are current running a television campaign built around their web experiment “The Responsibility Project,” which follows individuals doing kind things for strangers. This campaign has helped to show the philanthropy that the company is often responsible for, and of course, it makes for good press, besides, backing up the company’s reputation as a socially responsible insurance company.