The Progressive Casualty Insurance Company, more commonly known as Progressive Insurance, Progressive Auto Insurance or just plain Progressive, focuses primarily on personal auto insurance and is perhaps most well known for their humorous TV commercials starring comedienne Stephanie Courtney as “Flo,” an insurance sales clerk who takes a chatty, flirty tone with customers as she deals out big discounts and great policies.

Stephanie Courtney’s charm notwithstanding, it seems prudent to take a look at the company behind the ad campaign.

A History of Progressive Auto Insurance
Founded in 1937 by Jack Green and Joe Lewis, Progressive Auto Insurance was first founded with the intention of providing easy, accessible and affordable insurance coverage fro drivers in the US. They were known for having the first drive-in claims office in history and were the very first to offer reduced rates and discounts to low-risk drivers. This eventually changed the entire insurance market, forcing other insurers to offer discounts and reduced rates in order to keep up.

Progressive Insurance were also one of the first insurers to get into the online insurance game, popularizing the idea of sharing competitor’s quotes with customers. This concept has gained a lot of momentum and a lot of insurance providers have followed the lead set by Progressive Car Insurance.

Today you can still find Progressive Car Insurance at their corporate headquarters at 6300 Wilson Mills Road
in Mayfield Village, Ohio 44143.

Insurance Products and Policies Offered by Progressive Car Insurance
Progressive offer a wide range of products specializing specifically in private passenger coverage. Interestingly, they have also proven to be one of the most innovative insurance providers, offering new concepts and products to the public on a regular basis. The company currently has three US patents on usage-based or Pay-as-You-Drive insurance business models with plenty more patents pending and have been consistently refining that concept since the mid 1990′s.

While the majority of insurance customers may be happy with a simple quote and a contract to sign, Progressive Car Insurance have managed to remain competitive by always offering more intuitive and in-depth ways to buy insurance than the competitors. These ideas don’t always work out as planned, but they ensure that Progressive Insurance are dynamic and capable of adapting to the market no matter what happens.

Discounts Offered by Progressive Insurance
Progressive Auto Insurance came up with the idea of discounts for safe drivers, so it should come as no surprise that they maintain that ethos with every new product they introduce. From discounts for defensive driving courses and going for years without making certain types of claims to discounts for keeping a car in good shape with regular tuneups and oil changes, Progressive Auto Insurance probably has a discount for you, and if they don’t, they have one that you can earn with a weekend at the driving course or a low-cost repair job for your car.

Where to Find Progressive Insurance
While some services are available in more states than others, Progressive Car Insurance only offer their full insurance policies and services in a number of states which include Wisconsin, New Jersey, Philadelphia, New York, Ohio, Florida, Texas, Michigan, Colorado, New Mexico, Indiana and Louisiana. The company is expanding all the time, so you may want to ask your agency if they offer Progressive policies before looking at other companies.

Additional Details on Progressive Car Insurance
Progressive are listed as a Fortune 500 company with nearly thirty thousand employees and millions of customers with over $15 billion in revenue. This ensures that the company has the strength and resources to cover even the biggest private passenger insurance policy. Anybody in the market for insurance who is concerned with transparency and security and who wants good customer service and long term savings for safe drivers to go along with the low prices and financial stability would do well to look into the insurance products and policies offered by Progressive Auto Insurance.